Top 10 Paytm Alternatives You Should Use

Paytm is one of India's largest and fastest-growing internet-based services. Here are some of the top 10 Paytm Alternatives you should use.

Following demonetization, its aggressive drive for adoption by small and medium-sized enterprises has elevated it to the status of the next best thing. Now, it’s likely that the majority of the stores you visit accept Paytm as a payment method.

Not only that, but Paytm now provides a slew of services on its platform, including payments, money transfers, shopping, recharge services, bill payments, and movie, bus, and flight tickets, to name a few. On its platform, it even offers digital gold. Let’s have a look at the top Paytm Alternatives.

However, to develop quickly and provide everything, it has lost the ability to be the best in class at the majority of the things it does. There’s something out there that does it better for every service it provides, and we’re going to focus on them today.

Here are the top ten Paytm alternatives you can use right now:

1. Mobikwik

Top 10 Paytm Alternatives You Should Use
Image Source: indianexpress

You will discover that Mobikwik is arguably the closest thing to a Paytm alternative for recharges and bill payments. Mobikwik can perform many of the same functions as Paytm.

You can retain money in your wallet, for example, and use it for bill payments, recharges, and merchant payments. In reality, since it entered into the merchant payments industry, its reach has continuously expanded.


2. FreeCharge

Top 10 Paytm Alternatives You Should Use
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FreeCharge is a service that popularises online cell phone recharges and bill payments. It accomplished this by offering a straightforward approach as well as a variety of coupons that could be utilized to obtain savings at its partner businesses.

When I initially used FreeCharge, I fell in love with the service; that is until it was purchased by Snapdeal for a whopping $400 million US dollars. Since then, the service has suffered a setback as it deviated from its original objective. Originally, FreeCharge was a service where you could receive the greatest prices while paying your bills or recharging your phone, but that is no longer the case.

3. PhonePe

Top 10 Paytm Alternatives You Should Use
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Although Paytm has grown into a payment bank to ease money transfers among its customers, it still falls behind when it comes to embracing the most recent mobile payment technology, UPI.

UPI, or Unified Payment Interface, is a joint project of the Reserve Bank of India (RBI) and the National Payment Corporation of India (NPCI) to facilitate the transfer of cash between users. The best part about this kind of money transfer is that the funds are sent directly between the users’ (sender and recipient) bank accounts. There is no digital wallet in the middle.

4. Chillr

Top 10 Paytm Alternatives You Should Use
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Chillr is yet another UPI-based service that lets you send and receive money using the Unified Payment Interface. It just operates in the same way as PhonePe. Without the use of an e-wallet, you may send and receive money straight from your bank accounts.


Aside from that, it performs all of the standard functions such as cell phone recharges and bill payments. Hotel, airplane, and bus ticket booking services will be available shortly. Chillr offers one unique function that allows buddies to share a bill among themselves. If you enjoy dining out with a group of pals, you will appreciate this option.

5. Oxygen wallet 

Top 10 Paytm Alternatives You Should Use
Image Source: invoice

Oxygen Wallet is a standard e-wallet application that functions and acts similarly to Paytm. However, in addition to allowing you to send and receive money using its wallet services, it also allows you to conduct direct bank transfers by either using MMID or the receiving party’s account number and IFSC code.

One feature of the Oxygen wallet I particularly appreciate is the ability to make prepaid VISA Debit cards. It accomplishes this through collaboration with RBL Bank. The prepaid VISA card you create will perform precisely like a regular VISA debit card.

6. ItzCash

Top 10 Paytm Alternatives You Should Use
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ItzCash is a straightforward e-wallet program that performs all of the essential operations of an e-wallet. You can recharge your wallet and use it to pay bills and recharge your phone. In your wallet, you may receive and send money. It offers a variety of bill payment services, including DTH, gas, water, and electricity, to name a few.

This is the wallet software for you if you want a simple wallet app that does the job. There are no bells and whistles in this place. It is a straightforward e-wallet program that is both quick and dependable. Paytm wallet has evolved into a pretty sophisticated product, and if you wish to return to its simpler days, ItzCash is your best choice.

7. Amazon

Top 10 Paytm Alternatives You Should Use
Image Source: the verge

Paytm Mall is an e-commerce platform that Amazon Paytm has included. Since its inception, the service has grown significantly and currently offers a diverse range of products. However, it still lags far behind prominent e-commerce firms such as Amazon. Amazon has a significant advantage over Paytm.

To begin with, Amazon’s product variety far exceeds that of Paytm. Second, Amazon’s services (whether it’s shipping or customer service) are light years ahead of Paytm’s. If you are a premier member, you will have access to additional features.

8. Flipkart

Top 10 Paytm Alternatives You Should Use
Image Source: business world

Flipkart was India’s first e-commerce platform, and it is still going strong. While the majority of India’s native e-commerce platforms have been struggling for survival, Flipkart has emerged as a winner. Only Amazon can compete with Flipkart’s product range and service excellence.

Everything you need may be found here. Flipkart, like Amazon, has established its F-Assured service, which offers quality items with speedier delivery. When it comes to online purchases, Flipkart now holds a 57 percent market share in India.

9. MakeMyTrip

Top 10 Paytm Alternatives You Should Use
Image Source: themobileindian

Paytm has just added services that allow you to purchase flights and bus tickets on its platforms, as you may be aware. MakeMyTrip remains the undisputed king of trip planning and ticket purchasing. Among other things, you may purchase flights, hotels, and bus tickets. They have partnered with several hotel operators around India to provide their consumers with the finest possible experience.

Not only that, but you can now plan a vacation and purchase packages that will take care of all of your travel and hotel ticketing needs in one go. Their most recent addition is intercity cab services. You may now book taxis for all of your interstate travel requirements at meager rates.

10. Goibibo

Top 10 Paytm Alternatives You Should Use
Image Source: Startup Talky

Goibibo was MakeMyTrip’s main competitor until it was purchased by the latter. All of the elements that make Goibibo unique are still available since it operates as a distinct organization. The main argument for choosing Goibibo over MakeMyTrip is the cash-back option.

You get cash-back on every flight and hotel booking, much like Paytm. This cash-back is stored in your account as GoCash and may be applied to future bookings. The cash-back offers change from time to time, and you may occasionally find incredible savings here. Goibibo has some of the most affordable flight and bus ticket prices on the market.


As I indicated at the beginning of this post, Paytm is your only option if you’re searching for a jack-of-all-trades app. However, most of the time, a jack of all trades is not the greatest at any of its trades, and Paytm is no exception.

If you don’t want to settle for anything less than the best in class, you’ll need to employ many services, each of which is the greatest in its field. So, here is the wrap-up of top Paytm alternatives that you should try.

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